An exclusive product in Brazil
6P buys the condominium's historical backlog of unpaid fees and pays up front, with no credit check. Amounts stuck for years turn into completed building works.
- Unique in Brazil
- Paid up front
- No credit check
In short
What is
Historical Delinquency?
Historical Delinquency is an exclusive 6P Condo product in which 6P buys the receivables from overdue condominium fees of previous months and years and pays that amount up front to the condominium, through an assignment of receivables, with no credit check and taking on the collection risk.
Information reviewed in September 2026.
- What 6P buys
- Accumulated overdue condominium fees
- How the condominium gets paid
- Up front, all at once
- Nature of the operation
- Assignment of receivables, not a loan
- Average timeframe
- 15 to 30 business days from contact to funds
- Collection risk
- Entirely with 6P
- Building manager's name on the contract
- No. The contract is with the condominium's CNPJ
In plain language
- Today
The condominium has R$ 80.000 stuck in old debts. No one knows when, or if, that money will come in.
- With 6P
6P buys that debt and deposits the amount up front into the condominium's account.
- Result
The condominium gets the money. 6P takes care of collection. The deadlock is over.
Who it is for
- 01
Professional building manager
Condominiums in your portfolio with old backlogs are settled in a single move, and you get back to focusing on management.
- 02
Building manager who inherited the debt
The backlog is not yours. 6P takes this weight off your shoulders, and your name stays off the contract.
- 03
Property management company
A real differentiator for condominiums stuck in cycles of delinquency: immediate results, without conventional collection.
What changes
Exclusive
6P created and runs this model exclusively in the Brazilian market.
No red tape
The review looks at the backlog, not at the credit score of the condominium or its residents.
Immediate
The agreed amount comes in all at once, with no holdback and no installments on the transfer.
Risk transferred
If collection does not pay off, the risk is 6P's. The condominium has already been paid.
On the other side of collection there is a family, a neighbor, a story. That is why 6P talks, negotiates and reaches agreements. No embarrassment.
6P in numbers
- in funding available through 6P's exclusive FIDC
- in funding available through 6P's exclusive FIDC
- invested in condominium operations in 2025 alone
- invested in condominium operations in 2025 alone
- in receivables traded
- in receivables traded
- in guaranteed revenue per year
- in guaranteed revenue per year
- in overdue fees to be recovered
- in overdue fees to be recovered
- residents benefited
- residents benefited
Figures updated in August 2026.
How it works
From the first contact to the funds in the account, the process respects the building manager's time and the condominium's governance.
- Step 01
You tell us about the condominium
Size, approximate amount of the backlog and what the condominium needs to get done. No exact numbers needed.
- Step 02
You get the proposal
A 20-minute conversation about the condominium. In a few days you get a tailored proposal, clear and ready for the residents' assembly. The initial review is free.
- Step 03
The residents' assembly decides
The decision always belongs to the residents. 6P provides the presentation material and, if needed, joins the meeting, in person or online, to answer every question.
- Step 04
Contract signed. Funds released.
A 100% digital contract, in the condominium's name, never the building manager's. With the basic documents in hand, the funds are released within the agreed time.
Your questions answered
Overdue condominium receivables from previous months and years. They belong to the condominium, but they are stuck. 6P acquires these receivables and pays the amount up front.
Combine the solutions
Next step
Tell us about your condominium. In 20 minutes we understand the situation and design the best solution, with no fine print and no runaround.
No credit check. Without putting the building manager's name on the line. No waiting.